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scrabble-game/backend/internal/payments/service_intake.go
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Ilia Denisov 92ba527575
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feat(payments): settle the direct rail through YooKassa
Replace Robokassa with YooKassa as the RUB direct-rail provider. The wallet
model is untouched: one `direct` segment, the same spend wall, the same
per-channel merchant shops (D42) and `shop` on the order (D44).

The two providers are not shaped alike, and that drives the change:

- Opening a purchase is now an outbound API call (`POST /v3/payments`,
  single-stage capture, redirect confirmation). The order id is both the
  `Idempotence-Key` and `metadata.order_id`, so a retried create cannot mint a
  second payment and a notification always resolves to its order.
- YooKassa does NOT sign notifications, so the body is never evidence: it only
  names a payment, which is re-read with `GET /v3/payments/{id}`, and only that
  answer is acted on. Two guards ride on it — the payment's metadata must name
  the order, and its `test` flag must match the shop's, so a test-shop payment
  can never credit real chips. The sender address is checked against YooKassa's
  published ranges first, which stops a forger turning each fabricated
  notification into an outbound call of ours.
- A notification lost for good would leave the money taken and the chips unowed,
  silently. The existing pending-order reaper now asks the provider about each
  order that reached its expiry age carrying a payment id, and credits the ones
  really paid — one request per order over its whole life, not polling.
- `payment.canceled` records a `failed` event, so a declined payment is finally
  surfaced to the customer as PAYMENTS.md §9 already specified.
- The admin refund moves the money through `POST /v3/refunds` before recording
  anything; a failed call records nothing, so the ledger cannot claim a refund
  that did not happen, and the recorded id is the provider's own.
- YooKassa has no cabinet-side generic receipt: «Чеки от ЮKassa» registers one
  only if the request carries it, so every payment and refund now sends an
  itemized `receipt` to the D36 confirmed email. The VAT rate code is a deploy
  variable; the settlement subject and method are constants.

Robokassa is retired, not deleted: the direct rail falls back to it when no
YooKassa shop is configured and no deployment sets its credentials, so reviving
it is a credentials change rather than a code change. Its variables are removed
from compose, .env.example, write-prod-env.sh and the three workflows, and
recorded in backend/internal/robokassa/README.md together with the cabinet
configuration and the revival steps. Ledger rows keep `provider = 'robokassa'`;
that literal is load-bearing for the idempotency index.

No migration and no wire change: `orders.provider_payment_id` already existed,
and the client is rail-agnostic.

Decisions D47-D51 (revising D41) and stage E12 are baked into the docs.
2026-07-28 08:51:31 +02:00

305 lines
14 KiB
Go

package payments
import (
"context"
"errors"
"fmt"
"github.com/google/uuid"
)
// OrderResult is what CreateOrder returns to the transport: the created order id and the details a
// provider launch payload needs — the amount to charge and a human title for the payment.
type OrderResult struct {
OrderID uuid.UUID
Amount Money
Title string
}
// CreateOrder opens a pending order to fund a chip pack in the execution context's payment method,
// tagged with the provider that will settle it. It gate-checks the context (trusted, not the
// VK-iOS spend freeze) and that the method's funding segment is attached, prices the pack in the
// method's currency, then writes the order. The caller enforces any account-level precondition
// (e.g. the direct email anchor, D36) before calling — payments holds no cross-schema identity
// knowledge.
func (s *Service) CreateOrder(ctx context.Context, accountID uuid.UUID, cxt Context, present []Source, productID uuid.UUID, provider string) (OrderResult, error) {
if !cxt.Trusted() || cxt.vkFrozen() {
return OrderResult{}, ErrUntrusted
}
method := cxt.Kind
if !has(present, method) {
return OrderResult{}, ErrUntrusted // the funding segment is not attached to the account
}
pack, err := s.store.loadPackForOrder(ctx, productID, method)
if err != nil {
return OrderResult{}, err
}
orderID, err := uuid.NewV7()
if err != nil {
return OrderResult{}, fmt.Errorf("payments: order id: %w", err)
}
o := newOrder{
orderID: orderID,
accountID: accountID,
platform: string(method),
productID: productID,
amount: pack.price,
origin: method,
provider: provider,
shop: directShop(cxt),
}
if err := s.store.createOrder(ctx, o, s.clock()); err != nil {
return OrderResult{}, err
}
return OrderResult{OrderID: orderID, Amount: pack.price, Title: pack.title}, nil
}
// directShop returns the merchant shop (channel) a direct order is issued through — the trusted
// platform subtype for the direct rail ("web"/"android"), or "" for any other rail (the per-shop
// split is direct-only; D42/D44). Recorded on the order for the admin per-channel breakdown.
func directShop(cxt Context) string {
if cxt.Kind == SourceDirect {
return cxt.Subtype
}
return ""
}
// AttachProviderPayment records the provider's own payment identifier on a pending order, right
// after the provider mints it and before the customer has paid. Two later paths depend on it: the
// reconcile sweep, which asks the provider what became of an order no callback ever confirmed, and a
// refund, which must address the original payment. It does not credit anything and does not change
// the order status.
func (s *Service) AttachProviderPayment(ctx context.Context, orderID uuid.UUID, provider, providerPaymentID string) error {
return s.store.attachProviderPayment(ctx, orderID, provider, providerPaymentID, s.clock())
}
// OrderRef identifies a stored order to a provider: which rail settles it, that rail's own payment
// id, the merchant shop channel it was issued through, and the amount and account it belongs to. It
// is what the reconcile sweep and the refund path need without giving them the whole order.
type OrderRef struct {
OrderID uuid.UUID
AccountID uuid.UUID
Provider string
PaymentID string
Shop string
Amount Money
Status string
}
// orderRef projects a stored order onto an OrderRef.
func orderRef(o orderRow) (OrderRef, error) {
amount, err := MoneyFromMinor(o.expectedAmount, Currency(o.currency))
if err != nil {
return OrderRef{}, err
}
return OrderRef{
OrderID: o.orderID,
AccountID: o.accountID,
Provider: o.provider,
PaymentID: o.paymentID,
Shop: o.shop,
Amount: amount,
Status: o.status,
}, nil
}
// OrderProviderRef reads how an order reaches its provider — the rail, that rail's payment id and
// the shop it was issued through. The refund path uses it to call the right merchant account.
func (s *Service) OrderProviderRef(ctx context.Context, orderID uuid.UUID) (OrderRef, error) {
o, err := s.store.orderByID(ctx, orderID)
if err != nil {
return OrderRef{}, err
}
return orderRef(o)
}
// reconcileBatch bounds one reconcile sweep, so a backlog cannot turn a periodic tick into a long
// run of provider calls.
const reconcileBatch = 50
// PendingForReconcile returns the pending orders that have reached their expiry age while carrying a
// provider payment id — the ones where the money may well have moved but no callback ever told us.
// The caller asks the provider for each one's real outcome before ExpireOrders writes them off.
// Orders that never reached a payment are not returned: there is nothing to ask about.
func (s *Service) PendingForReconcile(ctx context.Context) ([]OrderRef, error) {
ttl, err := s.store.orderTTL(ctx)
if err != nil {
return nil, err
}
rows, err := s.store.pendingForReconcile(ctx, ttl, s.clock(), reconcileBatch)
if err != nil {
return nil, err
}
out := make([]OrderRef, 0, len(rows))
for _, r := range rows {
ref, err := orderRef(r)
if err != nil {
return nil, err
}
out = append(out, ref)
}
return out, nil
}
// OrderItem returns a pending order's human title and the amount it charges, in the order's own
// currency — the details a provider's item-lookup phase needs (VK's get_item). It reads the order
// and the pack title, honouring the pack even if it was later deactivated (mirrors Fund).
func (s *Service) OrderItem(ctx context.Context, orderID uuid.UUID) (title string, amount Money, err error) {
ord, err := s.store.orderByID(ctx, orderID)
if err != nil {
return "", Money{}, err
}
_, title, err = s.store.packForCredit(ctx, ord.productID)
if err != nil {
return "", Money{}, err
}
amount, err = MoneyFromMinor(ord.expectedAmount, Currency(ord.currency))
if err != nil {
return "", Money{}, err
}
return title, amount, nil
}
// Fund credits a paid order into its funded segment exactly once, from a verified provider callback
// — the single writer for every rail. It matches the order, verifies the paid amount, appends the
// fund ledger row (idempotent on (provider, provider_payment_id)), credits the balance and marks
// the order paid. A duplicate callback returns AlreadyCredited without a second credit; a valid
// callback is honoured even on an expired order (§9/D23).
func (s *Service) Fund(ctx context.Context, orderID uuid.UUID, provider, providerPaymentID string, paid Money) (FundOutcome, error) {
return s.store.fund(ctx, orderID, provider, providerPaymentID, paid, s.clock())
}
// Refund reverses a paid order's credit best-effort, exactly once — for an external refund or an
// admin-initiated one (E7). It revokes the funded chips floored at 0 (never negative, D27), records
// any unrecoverable remainder as a per-account loss and abuse flag, and appends a refund ledger row
// idempotent on (provider, providerRefundID) — distinct from the fund's payment id. A duplicate
// refund returns AlreadyRefunded. The caller records the refunded payment event and performs any
// provider-side money-back (the rails have no unsolicited refund push: Robokassa via its refund API
// / cabinet, VK via support, Telegram via refundStarPayment — all admin-triggered).
func (s *Service) Refund(ctx context.Context, orderID uuid.UUID, provider, providerRefundID string, refunded Money) (RefundOutcome, error) {
return s.store.refund(ctx, orderID, provider, providerRefundID, refunded, s.clock())
}
// Pre-checkout decline reason codes. They are language-neutral: the transport layer localises them
// to the order account's preferred language before showing the payer (the reason is displayed in the
// Telegram payment sheet).
const (
// PreCheckoutGone means no order matches — an unknown or stale invoice payload.
PreCheckoutGone = "order_gone"
// PreCheckoutAlreadyPaid means the order is already paid (a reusable invoice link paid twice).
PreCheckoutAlreadyPaid = "already_paid"
// PreCheckoutPriceChanged means the amount or currency no longer matches the order.
PreCheckoutPriceChanged = "price_changed"
)
// PreCheckoutOutcome is the pre-charge validation of a Telegram Stars order. OK approves the charge;
// otherwise Reason is a decline reason code the transport localises. AccountID is the order's account
// (for localising the reason to its preferred language); it is the zero UUID when the order is unknown.
type PreCheckoutOutcome struct {
OK bool
Reason string
AccountID uuid.UUID
}
// ValidatePreCheckout answers whether a Stars pre_checkout_query for orderID paying amount may be
// approved, before any star is charged. It approves an order that exists, is not already paid (a
// reusable invoice link paid a second time is refused here) and whose expected amount and currency
// match the invoice. A pending or honoured-expired order is approved — a late credit is honoured
// (§9/D23). A missing order or a mismatch is a clean decline with a reason code, not an error.
func (s *Service) ValidatePreCheckout(ctx context.Context, orderID uuid.UUID, amount Money) (PreCheckoutOutcome, error) {
ord, err := s.store.orderByID(ctx, orderID)
if errors.Is(err, ErrOrderNotFound) {
return PreCheckoutOutcome{OK: false, Reason: PreCheckoutGone}, nil
}
if err != nil {
return PreCheckoutOutcome{}, err
}
if ord.status == "paid" {
return PreCheckoutOutcome{OK: false, Reason: PreCheckoutAlreadyPaid, AccountID: ord.accountID}, nil
}
if amount.Currency() != Currency(ord.currency) || amount.Minor() != ord.expectedAmount {
return PreCheckoutOutcome{OK: false, Reason: PreCheckoutPriceChanged, AccountID: ord.accountID}, nil
}
return PreCheckoutOutcome{OK: true, AccountID: ord.accountID}, nil
}
// providerVKAds tags a rewarded-video credit from the VK ads network in the ledger (distinct from
// the "vk" Votes-purchase provider), so the daily cap counts only ad credits and the report separates
// them.
const providerVKAds = "vk_ads"
// InterstitialCooldowns reports the post-move interstitial-ad cooldowns (seconds): global, vs_ai and
// the independent hint-triggered one. The client mirrors them and self-gates (client-mirrored, D30).
func (s *Service) InterstitialCooldowns(ctx context.Context) (global, vsAi, hint int, err error) {
return s.store.interstitialCooldowns(ctx)
}
// RewardPayout reports the chips a rewarded-video view earns in the caller's context — the config
// payout in a trusted VK context with the VK segment attached, and 0 everywhere else (rewarded is
// VK-only, D28). The client uses it to gate the "watch for chips" button.
func (s *Service) RewardPayout(ctx context.Context, cxt Context, present []Source) (int, error) {
if cxt.Kind != SourceVK || !cxt.Trusted() || !has(present, SourceVK) {
return 0, nil
}
payout, _, _, err := s.store.rewardConfig(ctx)
return payout, err
}
// RewardConfig reads the rewarded-video config for the admin editor: the payout (chips per view) and
// the per-day and per-hour caps.
func (s *Service) RewardConfig(ctx context.Context) (payout, dailyCap, hourlyCap int, err error) {
return s.store.rewardConfig(ctx)
}
// SetRewardConfig updates the rewarded-video config (the payout and the two caps). All three must be
// non-negative; a 0 payout leaves rewarded inert. It is not a catalog product, so it does not mark the
// offer stale.
func (s *Service) SetRewardConfig(ctx context.Context, payout, dailyCap, hourlyCap int) error {
if payout < 0 || dailyCap < 0 || hourlyCap < 0 {
return errors.New("payments: reward payout and caps must be non-negative")
}
return s.store.setRewardConfig(ctx, payout, dailyCap, hourlyCap)
}
// CreditReward credits a rewarded-video view's chips to the VK segment, client-attested (VK Mini App
// ads expose no server verify — the client's watch result is trusted for an honest user; a forger who
// skips the ad and calls the endpoint is bounded by the config daily cap). It is idempotent on the
// client nonce and order-less. It credits nothing when rewarded is unconfigured (0 payout) or the
// daily cap is reached. Rewarded video is VK-only (D28) and is an ad view — not a purchase — so the
// VK-iOS purchase freeze does not apply; it requires a trusted VK context with the VK segment
// attached.
func (s *Service) CreditReward(ctx context.Context, accountID uuid.UUID, cxt Context, present []Source, nonce string) (RewardOutcome, error) {
if cxt.Kind != SourceVK || !cxt.Trusted() || !has(present, SourceVK) {
return RewardOutcome{}, ErrUntrusted
}
return s.store.creditReward(ctx, accountID, SourceVK, providerVKAds, nonce, s.clock())
}
// ExpireOrders marks pending orders older than the configured lifetime as expired, returning how
// many were swept. It backs the periodic pending reaper; expiry is cosmetic (a late valid callback
// still credits — see Fund).
func (s *Service) ExpireOrders(ctx context.Context) (int, error) {
ttl, err := s.store.orderTTL(ctx)
if err != nil {
return 0, err
}
return s.store.expirePending(ctx, ttl, s.clock())
}
// RecordPaymentEvent appends a payment lifecycle event (succeeded/failed/refunded) for the
// dispatcher to deliver to the user (live stream, botlink or email).
func (s *Service) RecordPaymentEvent(ctx context.Context, accountID uuid.UUID, orderID *uuid.UUID, eventType string, payload []byte) error {
return s.store.insertPaymentEvent(ctx, accountID, orderID, eventType, payload, s.clock())
}
// UndispatchedEvents returns up to limit payment events awaiting delivery. The dispatcher drains
// them and marks each delivered via MarkEventDispatched.
func (s *Service) UndispatchedEvents(ctx context.Context, limit int) ([]PaymentEvent, error) {
return s.store.undispatchedEvents(ctx, limit)
}
// MarkEventDispatched stamps a payment event as delivered so it is not re-sent.
func (s *Service) MarkEventDispatched(ctx context.Context, eventID uuid.UUID) error {
return s.store.markEventDispatched(ctx, eventID, s.clock())
}