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feat(payments): chip wallet, store-compliance gate and benefit application #217

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developer merged 1 commits from feature/payments-currency-benefit-core into development 2026-07-08 05:53:24 +00:00
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developer commented 2026-07-08 04:07:19 +00:00
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Internal chip/benefit mechanic behind the narrow payments interface: context-aware balances/benefits, atomic chip spend, admin grants (0-price value sales), the one-directional store-compliance gate (VK/TG same-origin, web draws direct→vk→tg, VK-iOS frozen, untrusted fail-closed), per-origin hint/no-ads with term stacking. Reads served from an in-process write-through cache (mirrors the suspension gate).

Flips the online-game hint wallet and the ad-banner suppression from the deprecated accounts.hint_balance/paid_account columns to the payments benefit (a hint balance no longer suppresses the banner — only a no-ads benefit does), and folds chip segments + benefits by origin on account merge (inside the merge tx). Adds the GET/POST /api/v1/user/wallet edge chain (REST → Connect → FlatBuffers) + its codec unit test; no wallet UI yet.

Brings the frozen decisions log into the repo (docs/PAYMENTS_DECISIONS_ru.md, was untracked under .vscode) + records the read-cache and present-sources design in PLAN.md / docs/PAYMENTS.md (+RU).

Tests: payments gate/wallet unit + gate compliance regression; integration for atomic spend + rollback, admin_grant (values not chips), spend-hint by context, merge fold, and the named direct-benefit-never-in-VK/TG regression; codec round-trip.

Internal chip/benefit mechanic behind the narrow payments interface: context-aware balances/benefits, atomic chip spend, admin grants (0-price value sales), the one-directional store-compliance gate (VK/TG same-origin, web draws direct→vk→tg, VK-iOS frozen, untrusted fail-closed), per-origin hint/no-ads with term stacking. Reads served from an in-process write-through cache (mirrors the suspension gate). Flips the online-game hint wallet and the ad-banner suppression from the deprecated accounts.hint_balance/paid_account columns to the payments benefit (a hint balance no longer suppresses the banner — only a no-ads benefit does), and folds chip segments + benefits by origin on account merge (inside the merge tx). Adds the GET/POST /api/v1/user/wallet edge chain (REST → Connect → FlatBuffers) + its codec unit test; no wallet UI yet. Brings the frozen decisions log into the repo (docs/PAYMENTS_DECISIONS_ru.md, was untracked under .vscode) + records the read-cache and present-sources design in PLAN.md / docs/PAYMENTS.md (+RU). Tests: payments gate/wallet unit + gate compliance regression; integration for atomic spend + rollback, admin_grant (values not chips), spend-hint by context, merge fold, and the named direct-benefit-never-in-VK/TG regression; codec round-trip.
developer added 1 commit 2026-07-08 04:07:19 +00:00
feat(payments): chip wallet, store-compliance gate and benefit application
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1c06d1d0d1 
Stand up the internal chip/benefit mechanic behind the narrow payments interface:
context-aware balances and benefits, an atomic chip spend, admin grants as
zero-price value sales, the one-directional store-compliance gate (VK/TG same-
origin only, web draws direct→vk→tg, VK-iOS frozen, untrusted fail-closed), and
per-origin hint and no-ads application with term stacking. Reads are served from
an in-process, account-keyed write-through cache (mirroring the suspension gate),
so hot paths issue no query to the payments schema.

Flip the online-game hint wallet and the ad-banner suppression from the deprecated
accounts.hint_balance / paid_account columns to the payments benefit (a hint
balance no longer suppresses the banner — only a no-ads benefit does), and fold
chip segments and benefits by origin on account merge, inside the merge tx. Add
the GET/POST /api/v1/user/wallet edge chain (REST → Connect → FlatBuffers) plus
its codec unit test; no wallet UI yet.

Bring the frozen owner decisions log into the repo at
docs/PAYMENTS_DECISIONS_ru.md (it was untracked under .vscode) and reference it
from PLAN.md; record the read-cache design and the present-sources interface in
PLAN.md and docs/PAYMENTS.md (+ RU mirror).
owner approved these changes 2026-07-08 05:53:00 +00:00
developer merged commit 41f4fd3497 into development 2026-07-08 05:53:24 +00:00
developer deleted branch feature/payments-currency-benefit-core 2026-07-08 05:53:24 +00:00
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Reference: developer/scrabble-game#217
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