The suspension gate runs CurrentSuspension on every authenticated request. Add a write-through in-memory cache on account.Store keyed by account id, invalidated on Suspend/LiftSuspension, with the cached entry re-evaluated against the wall clock so a temporary block lapses without an explicit invalidation. Single-instance, matching the deployment (one shared Store). Keeps the gate off the database on the hot path while a block still takes effect on the next request.