feat(banner): per-campaign colour overrides and urgent alerts

Non-default campaigns gain an optional colour override (background / text /
link) in two sets — one for every theme, one for the dark theme only — and an
"urgent" flag.

- Colours ride profile.get as six trailing FlatBuffers strings on
  BannerCampaign (backward-compatible). The client resolves the cascade
  (dark <- dark ?? all, light <- all) per rendered theme and derives the strip
  border from the background in JS (no CSS color-mix, for the old Android
  WebView floor); AdBanner applies them as inline vars scoped to the strip.
- Urgent is resolved entirely server-side: while any enabled, in-window urgent
  campaign exists, computeActiveSet returns only the urgent campaigns and
  bannerFor skips the eligibility gate — so a system notice reaches every viewer
  (paid / hint-holding / no_banner included) and preempts the ordinary feed. No
  wire field; it appears on each viewer's next profile.get.
- Admin console (/_gm/banners): native colour pickers + a live light/dark
  preview of the strip, and an urgent toggle. The default campaign stays plain,
  enforced by the service and a DB CHECK.

Migration 00009 is additive (nullable colour columns + a bool default +
all-or-nothing / hex / default-plain CHECKs) — expand-contract, rollback-safe.

Docs: ARCHITECTURE §10, UI_DESIGN, FUNCTIONAL (+ru). Tests: ads unit (urgent
preempt + colour validation), codec + resolver unit, gateway transcode, and
integration (colour round-trip + urgent bypass against real Postgres).

gateway/internal/transcode/transcode_banner_test.go

@@ -61,6 +61,54 @@ func TestProfileGetEncodesBanner(t *testing.T) {
 	}
 }
 
+// TestProfileGetEncodesBannerColors verifies the gateway carries a campaign's
+// optional colour overrides into the FlatBuffers payload, and leaves an absent
+// colour (or an absent set) empty so the client falls back to the theme tokens.
+func TestProfileGetEncodesBannerColors(t *testing.T) {
+	backend, cleanup := fakeBackend(t, func(w http.ResponseWriter, r *http.Request) {
+		_, _ = w.Write([]byte(`{"user_id":"u-1","display_name":"Kaya","preferred_language":"en",` +
+			`"banner":{"campaigns":[` +
+			`{"weight":1,"messages":["promo-en"],` +
+			`"override_bg":"#aa0000","override_fg":"#ffffff","override_link":"#ffdd00",` +
+			`"override_bg_dark":"#330000","override_fg_dark":"#eeeeee","override_link_dark":"#ffcc00"},` +
+			`{"weight":1,"messages":["plain-en"]}],` +
+			`"timings":{"hold_ms":60000,"edge_pause_ms":5000,"scroll_px_per_sec":40,` +
+			`"fade_out_ms":1000,"gap_ms":250,"fade_in_ms":1000}}}`))
+	})
+	defer cleanup()
+
+	reg := transcode.NewRegistry(backend, nil)
+	op, _ := reg.Lookup(transcode.MsgProfileGet)
+	payload, err := op.Handler(context.Background(), transcode.Request{UserID: "u-1"})
+	if err != nil {
+		t.Fatalf("handler: %v", err)
+	}
+	banner := fb.GetRootAsProfile(payload, 0).Banner(nil)
+	if banner == nil {
+		t.Fatal("profile carries no banner block")
+	}
+	var c fb.BannerCampaign
+	banner.Campaigns(&c, 0)
+	if got := string(c.OverrideBg()); got != "#aa0000" {
+		t.Errorf("override_bg = %q, want #aa0000", got)
+	}
+	if got := string(c.OverrideLink()); got != "#ffdd00" {
+		t.Errorf("override_link = %q, want #ffdd00", got)
+	}
+	if got := string(c.OverrideBgDark()); got != "#330000" {
+		t.Errorf("override_bg_dark = %q, want #330000", got)
+	}
+	if got := string(c.OverrideLinkDark()); got != "#ffcc00" {
+		t.Errorf("override_link_dark = %q, want #ffcc00", got)
+	}
+	// The second campaign has no override: every colour field must be absent (nil).
+	banner.Campaigns(&c, 1)
+	if c.OverrideBg() != nil || c.OverrideFg() != nil || c.OverrideLink() != nil ||
+		c.OverrideBgDark() != nil || c.OverrideFgDark() != nil || c.OverrideLinkDark() != nil {
+		t.Error("plain campaign unexpectedly carries a colour override")
+	}
+}
+
 // TestProfileGetNoBanner verifies an ineligible viewer's profile carries no
 // banner block (the backend omits it).
 func TestProfileGetNoBanner(t *testing.T) {