feat(account): brand and harden the email pipeline

Swap the net/smtp mailer for go-mail behind the existing Mailer seam: the
Message struct now carries a text + HTML body, TLS mode is chosen from the port
(implicit TLS on 465, else mandatory STARTTLS), a dial timeout bounds the
synchronous send, and no client certificate is needed. Add a branded, image-free,
mobile-friendly ru/en HTML template (with a plain-text alternative) rendering a
large readable code and an ignore-notice footer with a landing link.

Add BACKEND_PUBLIC_BASE_URL config (the canonical origin for the email footer
link, never the request Host — anti-injection), required when a relay is
configured.

Fix the email-login address squat: ProvisionEmail creates the account flagged
is_guest until the code is confirmed, so an abandoned login is reaped like any
guest and its address freed; confirming (login or link) clears the flag. Seed the
new account's language from the client, plumbed through the email-login request.

The confirm deeplink, its transport surface and the send rate-limit land in
follow-up work.

go.work.sum

@@ -146,6 +146,8 @@ github.com/volatiletech/randomize v0.0.1 h1:eE5yajattWqTB2/eN8df4dw+8jwAzBtbdo5s
 github.com/volatiletech/randomize v0.0.1/go.mod h1:GN3U0QYqfZ9FOJ67bzax1cqZ5q2xuj2mXrXBjWaRTlY=
 github.com/volatiletech/strmangle v0.0.1 h1:UKQoHmY6be/R3tSvD2nQYrH41k43OJkidwEiC74KIzk=
 github.com/volatiletech/strmangle v0.0.1/go.mod h1:F6RA6IkB5vq0yTG4GQ0UsbbRcl3ni9P76i+JrTBKFFg=
+github.com/wneessen/go-mail v0.7.3 h1:g3DravXC5SMlVdboFrQA8Jx95A8sOzoBeS5F+vzNRK0=
+github.com/wneessen/go-mail v0.7.3/go.mod h1:QGhBX0yNbc1J+Mkjcu7z2rpj4B4l+BmDY8gYznPC9sk=
 github.com/xdg-go/pbkdf2 v1.0.0 h1:Su7DPu48wXMwC3bs7MCNG+z4FhcyEuz5dlvchbq0B0c=
 github.com/xdg-go/pbkdf2 v1.0.0/go.mod h1:jrpuAogTd400dnrH08LKmI/xc1MbPOebTwRqcT5RDeI=
 github.com/xdg-go/scram v1.2.0 h1:bYKF2AEwG5rqd1BumT4gAnvwU/M9nBp2pTSxeZw7Wvs=
@@ -176,15 +178,18 @@ golang.org/x/lint v0.0.0-20190930215403-16217165b5de h1:5hukYrvBGR8/eNkX5mdUezrA
 golang.org/x/mod v0.32.0/go.mod h1:SgipZ/3h2Ci89DlEtEXWUk/HteuRin+HHhN+WbNhguU=
 golang.org/x/mod v0.34.0 h1:xIHgNUUnW6sYkcM5Jleh05DvLOtwc6RitGHbDk4akRI=
 golang.org/x/mod v0.34.0/go.mod h1:ykgH52iCZe79kzLLMhyCUzhMci+nQj+0XkbXpNYtVjY=
+golang.org/x/mod v0.35.0/go.mod h1:+GwiRhIInF8wPm+4AoT6L0FA1QWAad3OMdTRx4tFYlU=
 golang.org/x/oauth2 v0.34.0/go.mod h1:lzm5WQJQwKZ3nwavOZ3IS5Aulzxi68dUSgRHujetwEA=
 golang.org/x/oauth2 v0.35.0 h1:Mv2mzuHuZuY2+bkyWXIHMfhNdJAdwW3FuWeCPYN5GVQ=
 golang.org/x/oauth2 v0.35.0/go.mod h1:lzm5WQJQwKZ3nwavOZ3IS5Aulzxi68dUSgRHujetwEA=
 golang.org/x/sync v0.19.0/go.mod h1:9KTHXmSnoGruLpwFjVSX0lNNA75CykiMECbovNTZqGI=
 golang.org/x/term v0.40.0/go.mod h1:w2P8uVp06p2iyKKuvXIm7N/y0UCRt3UfJTfZ7oOpglM=
+golang.org/x/text v0.37.0/go.mod h1:a5sjxXGs9hsn/AJVwuElvCAo9v8QYLzvavO5z2PiM38=
 golang.org/x/time v0.11.0/go.mod h1:CDIdPxbZBQxdj6cxyCIdrNogrJKMJ7pr37NYpMcMDSg=
 golang.org/x/tools v0.41.0/go.mod h1:XSY6eDqxVNiYgezAVqqCeihT4j1U2CCsqvH3WhQpnlg=
 golang.org/x/tools v0.43.0 h1:12BdW9CeB3Z+J/I/wj34VMl8X+fEXBxVR90JeMX5E7s=
 golang.org/x/tools v0.43.0/go.mod h1:uHkMso649BX2cZK6+RpuIPXS3ho2hZo4FVwfoy1vIk0=
+golang.org/x/tools v0.44.0/go.mod h1:KA0AfVErSdxRZIsOVipbv3rQhVXTnlU6UhKxHd1seDI=
 golang.org/x/xerrors v0.0.0-20200804184101-5ec99f83aff1 h1:go1bK/D/BFZV2I8cIQd1NKEZ+0owSTG1fDTci4IqFcE=
 google.golang.org/genproto/googleapis/api v0.0.0-20260120221211-b8f7ae30c516/go.mod h1:p3MLuOwURrGBRoEyFHBT3GjUwaCQVKeNqqWxlcISGdw=
 gopkg.in/errgo.v2 v2.1.0 h1:0vLT13EuvQ0hNvakwLuFZ/jYrLp5F3kcWHXdRggjCE8=